Fee Schedule

Effective June 1, 2021

Membership

• New Membership Fee - $10.00
• Credit Union Membership Card (Replacement Fee) - $3.00 each
• Check-Cashing Fee - $5.00 each

Share Savings Account

• Excessive withdrawal fee - $5.00 each
  (Third withdrawal within a calendar month)
• Excessive withdrawal fee - $10.00 each
  (after three withdrawals within a calendar month)
• Holiday/Christmas Club Withdrawal Fee - $20.00 each
  (For withdrawal prior to scheduled payout)

Share Draft Checking Accounts

• Inquiries & Transfers by Tellermatic - Free / No Fee
• Monthly Service Charge - Free / No Fee
• Per Check Charge - Free / No Fee
• Copy of Draft (Check) - First Two - Free / No Fee
  After first two copies of a Draft - $5.00 each
• Stop payment - $30.00 each
• Deposited Check Return - $20.00 each
• Deposited Item Return Member to Self - $35.00 each
• Overdraft Transfer from Share/Savings Overdraft Transfer - $5.00 each
• Overdraft Transfer from Shares - $5.00 each
• Non-Sufficient Funds - $35.00 each
• Disputed Item Verified (per item)
  Cash Advantage Accounts (when balance is less than $2500.00 monthly) - $10.00

IRA Account

• IRA Annual Fee - $20.00
• IRA Early Withdrawal - $25.00 each

ATM Services

• First Four ATM Transactions - FREE / NO FEE
• ATM Withdrawal Fee - $ 1.00 each
• ATM Inquiry Fee - NO FEE
• Non-Sufficient Funds - $35.00 each
• VISA ATM Card - $2.00 per month
• Replacement Card - $15.00 each
• Replacement Pin - $5.00 each

Loan Fees

• Loan Application Fee - $25.00 per Applicant
• Late Fee - $25.00 each
• Filing Fee For Auto Loan - $30.00 each
• Loan Cancellation Fee - $15.00 each
• Skip a Loan Fee - $25.00 each

Visa

• Dishonored Item - $25.00 each
• Application Fee - $25.00 each
• Card Replacement Fee - $15.00 each
• Late Fee - $25.00 each
• Balance Transfer Fee - $50.00

Miscellaneous

• Account Reconciliation/Research per hour - $30.00
• Inactive Account Fee
  (Monthly; Dormant after 1year) - $5.00
• Bad Address Fee (Monthly) - $5.00
• Non-Member Check Cashing - $5.00 each
• Money Orders - $3.00 each
• Cashiers Checks - $ 5.00 each
• Federal Express Fee (overnight) - Rate Varies
• Stop Payment Fee - $35.00 each
  (a check withdrawn at a member's request)
• Paper Statement Fee - $2.00 each
• Incoming Wire Transfer - $ 10.00
• Outgoing Wire Transfer (U.S. Only - $500.00 Minimum) - $20.00
• Legal Processing Fee - $50.00
• Account Verification- $20.00
• Account Research Fee per hour - $50.00

South Atlantic Federal Credit Union at its sole discretion may charge a fee or deny a service to any member abusing a credit union product or service. Prior notice will be provided.